Everguard Law

A Power of Attorney allows you to appoint someone you trust to manage your financial and legal affairs if you become

unable to do so. This document ensures that the person you choose—not the courts—has the authority to step in when

needed. Because Powers of Attorney vary significantly in the protections they offer, it’s important to have one that

reflects your goals, your state’s laws, and the level of authority you want someone to have.

A Healthcare Surrogate Designation names a trusted individual to make medical decisions on your behalf if you cannot communicate them yourself. Paired with a Living Will, these documents outline your preferences for treatment, end-of-life care, and other personal healthcare choices. They help prevent confusion, reduce stress on loved ones, and ensure your wishes are known and respected.

A Will directs how your property should be distributed after your passing and designates who will manage the process.

It allows you to decide who receives your assets, who is in charge, and whether you want to include protections for

children or other beneficiaries.  In Florida, a Will goes through the court process called Probate once you pass, which can be long and costly for your family.

A Revocable Trust lets you maintain full control of your assets during your lifetime while creating a straightforward

plan for management or distribution later—without probate. It provides privacy, reduces delays, and allows you to set

parameters for how and when beneficiaries receive their inheritance. Revocable Trusts also allow for easy management

of assets during periods of incapacity.

An iPug® Trust (Irrevocable Pure Grantor Trust) is a specialized trust structure designed to protect your assets while

still allowing you to maintain control, benefit, and flexibility. Unlike traditional irrevocable trusts that require giving

up access or authority, the iPug® keeps you in control of the assets you place inside it while helping shield them from

risks such as:

• Lawsuits, creditors, and financial liability

• Long-term care costs and Medicaid spend-downs

• Family disruptions such as divorce or poor financial decisions

• Incorrect or risky transfers to children

iPug® Trusts preserve what you’ve worked hard for, start the Medicaid look-back period when appropriate, and

provide long-term protection for both you and your beneficiaries.

Planning ahead for long-term care helps you protect your assets while ensuring you have access to quality care if your

needs change. We evaluate your current situation, review eligibility rules, and recommend strategies—including the

possible use of an iPug® Trust—to help you qualify for benefits sooner and preserve your financial security. Proper

planning can prevent avoidable mistakes and offer more choices for care.